Is Refinancing Worth it?As a Southern California homeowner there are many reasons to start refinancing your mortgage today to take advantage of a lower interest rate and payment. Market conditions make today the day to refinance!
Refinance rates are at historical lows--For Now!!
Refinancing your home Loan has never been so easy!
Refinance loans with 0 points available
Quick and easy means lower payments now
Take advantage of historically low mortgage rates before they increase
New government programs now make it even easier to refinance your home with little equity.
How can we can help you?
Lower your mortgage payment. Low mortgage rates mean you could pay less toward your mortgage every month, keeping more money in your bank account. Use the extra money you save on your refinance to consolidate debt, increase your retirement savings, or complete a long awaited home improvement project.
Prevent your existing payment from increasing. Many Southern California homeowners used an adjustable-rate mortgage (ARM) to afford higher proved homes. However, if your ARM is near the end of its fixed period, your mortgage payment could increase significantly.
Combine your first and second into one low payment. Rates are low, but all evidence points to higher interest rates in the future. Consolidate into one low payment to save money now and for the lifetime of your loan.
Consolidate your debt. You can now refinance to some of the lowest mortgage rates ever and get cash to pay off your higher interest credit cards, student loans and other debt. Start saving money each and every month with one new low monthly payment and improve your cash flow. Paying off your higher-interest debts faster can help you repair your credit rating.
Make your investment property work for you. Use the equity from your investment property to do some improvements or repairs and increase its value or purchase another investment property.